What’s The Deal With High-Risk Merchant Accounts?

So you finally launched that business you’ve always dreamed about. Now that you’re looking for someone to process your credit card payments, you’re finding most institutions are just too squeamish to take you on as a client. They all say the same thing: You’re going to need a high-risk merchant account.

Should you be concerned? Do you need a helmet? What exactly makes a merchant account high risk? In a word: adventure. Really! Ever since their emergence in the middle ages, merchants have lined the halls as some of the bravest, most daring souls throughout history. Whether embarking on treacherous journeys by land or sea, no obstacles were too great for our ancestors in their pursuit of sweet, sweet profits.

Merchants rarely ventured alone, however. Even back then, there existed forms of merchant services. Kings and other nobility often funded expeditions to faraway lands, both for luxury goods and bragging rights. With this capital at their disposal, merchants could hire skilled guides and armed escorts to help ensure the expedition’s success.

Times have changed; high risk no longer carries the same element of mortal danger. But the sense of adventure remains, with the bravest of us still embracing the high seas of today’s business world. If you’re one of these intrepid souls, you’re going to need some help! And not from the feint of heart, either.

Many financial institutions these days don’t have the gumption for true adventure anymore. If you take your ideas to one of them, expect to be turned away. Instead, look for a financial institution that still understands the need for adventure and offers high-risk merchant accounts for businesses just like yours.

You might be wondering, “How can I be sure if I’m high risk or not?” Though many factors play a part in determining your level of risk, the gold standard here is chargebacks. If your business experiences lots of chargebacks, you’re high risk. Coping with this on your own might be enough to sink a business, which is why it’s so crucial to have the appropriate type of merchant account.

In exchange for higher, yet steady and predictable fees, your business is protected against the turbulence caused by delinquent payments, flippant customers, and fraud. Think of it as a sort of insurance for your credit card transactions. The higher fees afford you a much greater latitude of protection than you’d find with a typical merchant account.

Typical is fine if you’re selling some boring blue jeans out of a brick-and-mortar. But if you’re reading this, chances are your business is anything but typical. And with the right partners watching your back, it won’t be too long before your business idea starts to see some of the success and respect it deserves.
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Why Use Car Shipping Services?

There are so many benefits of choosing our team at Unlimited Auto Transport when you need car shipping from point A to point B. But, why should you consider car shipping in the first place rather than doing the driving yourself? There are several reasons. When it comes to safety, guaranteeing the drive is done in a timely fashion, and making sure your car is going to arrive in one piece, this is only possible when you rely on a professional shipper. Not only do our shipping trolleys keep your car safe the entire trip, we will also shield and cover it to protect it from the elements on the road.

In addition to this, we offer

  1. Affordable shipping in a timely fashion
  2. Cross-state or out of state shipping
  3. We guarantee safety in lifting/hauling and delivery
  4. We ship to multiple customers at once, so we can deliver the car to you for a lower price 
  5. We will insure the shipment, and we protect your car so it is not damaged when we are driving
  6. We have the best drivers, who are bonded and insured, so we do not take any shortcuts along the way
  7. We guarantee a delivery window, so you know when your car is going to arrive

If you do not have the means to do a long-distance drive yourself, don’t take the chance. Make sure you rely on the best car shipping team to do the work for you. It is cheaper, and it is not going to place a major toll on the car. Additionally, you do not have to put several hundred or thousands of miles on the car. Therefore, you aren’t going to need to do major maintenance work when you arrive to your new home/city after the move. This alone is a great cost saving, and a major benefit of having your car shipped, instead of doing the driving yourself. 

You don’t have to worry about dangerous roadways, road rage, crazy drivers, or driving in an unfamiliar location for the first time. You have enough stress to deal with when you are moving to a new home. Why add one more if you do not have to? The easy solution is to have your car professionally shipped and delivered to your door. When the time comes to make the move, give us a call so we can quote you with a price for the move and shipping services that we offer. … Read the rest

Find Out What Tax Incentives You Have As a Business Owner

Accounting can be tricky. Businesses don’t know what to deduct or how much they are entitled to. So, they end up leaving money on the table where they didn’t have to. This is something you can avoid when you rely on a professional tax and accounting team to assist you with these, as well as other complex questions you might have as a business owner. When you need help with general accounting, if you need help with tax filing, or if you aren’t sure if there is a deduction you can take or can’t take.

Some of the services our team can provide for your company are

  • Audit help if the IRS is after you
  • Help with everyday accounting as well as tax season accounting
  • Help in setting up your debit and credit ledger
  • Making sure you are maximizing savings and getting the most out of business incentives
  • Making sure your financial records are intact
  • Preserving your tax returns and other important documents, so you don’t have to answer questions when the IRS comes knocking

You never know when you are going to get audited. Even if you are doing everything right, if you don’t have the right paperwork or can’t answer the questions, you will find the IRS is going to try to come after you for something. You don’t have to deal with this on your own. If you aren’t sure where to begin when it comes to your accounting records, your ledger keeping, or your tax implications and questions, you need to work with a CPA as well as the top tax legal experts to assist your business throughout these difficult issues and challenges you’re dealing with. 

Do not try to do the work yourself. You might get the answers wrong, or far worst, you can leave money on the table that the IRS is more than willing to keep, if you aren’t sure what you are doing. With the team at lavicpa.com, you can be rest assured your accounting and tax work is done properly. We will work with you, answer questions, and we are there to guide you through all phases of the process. Or, if you have a complicated return, we can also step in to help you with your questions when you need us.… Read the rest

How to Get Rid of Junk in the House

Gold old junk? Do you have old supplies, materials, or equipment you no longer need? How about old furniture that is just taking up space in the home? If you are moving to a new home or office, the last thing you want to do is bring the old junk with you. So, how do you get rid of it rather than pay for it to be transported during the move? With the help of The Junk Guys, you do not have to worry about where your old trash and junk will go, the team will dispose of it for you. 

With the right trucks in place, all of your heavy objects, junk, and items you no longer want, can easily get transported to the appropriate dump site or location for disposal. You are not going to have to worry about fines from your building because you illegally dumped old furniture downstairs. Nor are you going to have to figure out how to transport those old mattresses, or large, awkward items that are difficult to carry, if you do not have the right truck and equipment to get rid of it. When you hire professionals, you can let them do the work for you. 

With the The Junk Guys, you don’t have to

  • Do any heavy lifting or disposing of items
  • You can get rid of the items you no longer need/want
  • Discover ways to get rid of old junk that’s just taking up space in the home or office
  • Avoid penalties, fines, or other letters from landlords/property owners, informing you of illegal dumping
  • Do the hard work yourself, you can sit back and let the team of specialists do the job for you instead

When you choose the team at The Junk Guys, you can be rest assured the work’s done right, in a timely fashion, and for the most affordable price. They guarantee the highest standards in safety, disposal and dumping, and guarantee the highest levels of customer service when you choose to hire the team to haul away the belongings and old junk you no longer want or have room for. Don’t let old junk pile up in the home or office, just collecting dust and taking up space you could otherwise be using for items you need and use. Make sure you hire the right disposal experts, and clear up that unwanted clutter that’s detracting from the appearance of your home or office today.… Read the rest

Top Care For All Family Members

If you are located in El Paso, TX and are looking for the top dental clinic, look no further than soldentalcare.com. Not only does the office offer weekend and emergency visits, but the dental staff is licensed, and specializes in care for all patients. So, whether you have kids that need a cleaning, or if you need to have cosmetic work done, or if there is a dental emergency you need to tend to right away, there is a dental staff team in place to help you when you visit the practice. 

As a family dental clinic, soldentalcare.com can perform general and cosmetic work for all family members. You can visit the office for

  • Dental fillings and cleanings
  • Cavities or root canals
  • Pediatric care
  • Ortho or invisalign work
  • Denture care or implant work
  • Whitening
  • Specialty treatment
  • Cosmetic work
  • Emergencies and weekend visits

Every patient is going to have different needs and concerns when they come into the office. Some are afraid of the dentist and want to go to an office that offers sedation dentistry. Another patient is simply going to want a referral to visit a cosmetic specialist or a surgeon. And, other patients are just coming in for routine cleanings and filling work. 

Regardless of what work you need done, or what condition/state your mouth and teeth are in, the team at soldentalcare.com can help you with the right plan. By tailoring a custom dental treatment plan for you, and each member of your family, you can rely on the best dental staff in El Paso, TX to do the work right. No two patients are alike, and for this reason, you need to go to a dental clinic that is going to provide you with the top notch personalized care when you come in for your office visits. 

It doesn’t matter if you haven’t been to the dentist in ten years, or if it is the first time you are bringing your child in for a cleaning, with soldentalcare.com, you can rely on the quality of care, the work, and the top dental experts doing the job right. Do not hesitate to call the office to schedule an appointment today. Learn more about the services offered today, or if you are in need of emergency care or a weekend visit, do not hesitate to reach out to see when you can come in for immediate treatment needs. … Read the rest

Looking for a Caterer? What You Need To Consider Before You Hire

There are several caterers, including Anoush Catering, in LA when you’re planning your wedding or event. Because you’re going to serve food to your guests, you want to work with a local caterer that has experience of multiple cuisines, styles/themes, and can produce exceptional taste and quality food, to your guests. Whether it’s a corporate banquet, a wedding reception, or any other event, Anoush Catering services, and the best catering professionals, will deliver what you’re looking for. So, what do you need to consider when hiring a caterer?

Styles/Menu Options

When you’re deciding on the theme and types of food to serve, you’ll want to know what the catering company can produce. The caterers you hire should provide

  • Sit down and banquet-style food service
  • Buffet lines or self-service lines
  • Plated dinner services
  • Hor d’oeuvres
  • Drink menus/bartenders
  • Children menus

Depending on how formal or informal the event is, the type of meals you’ll serve will differ. The caterers you work with should offer multiple styles for you to choose from.

Dietary Restrictions

You’ll want to work with a catering company that can accommodate specific dietary restrictions. If you choose plated dinner service but have one or two vegan guests, what will the chefs prepare? Or, if your guests have food allergies, you’ll want to make sure the caterers have a Kosher kitchen (or safe meal prep area), to ensure foods aren’t cross-contaminated. You mustn’t get these things wrong when serving food to guests. So, the caterers should understand restrictions and food allergies, before they begin putting the menu together.

The cost and Venue

You might be on a budget, if so, does the catering company offer specials? How about the venue, will they cater anywhere you’re hosting the wedding reception or an event banquet? Or, are you restricted to a certain region in LA when you’re looking for food service for the event? Make sure you work with caterers that can accommodate your needs. Remember, you’re paying for the service, and it’s your special day. Don’t compromise on things that are important to you when hiring a catering company.

You have many options in LA when hiring local caterers. Therefore, you should not settle on something you don’t want or services you aren’t happy with. Look for the right caterers and consider several local companies. You’ll be happy when you make the right decision, and you/your guests love the dishes you’re serving at the reception.… Read the rest

Plan the Perfect Burger For Your Family Cookout Or Any Special Occasion

It’s an American staple celebrated the world over. However, any aficionado will agree that not all burgers are created equal. Before you serve your next batch, make sure you’re doing everything you can to take your burgers to the next level.

Pay Attention to Ingredients

You can’t have a smashingly successful patty if what goes into it is substandard. Therefore, make sure to combine only the best meats; chefs often recommend chuck, brisket and short rib. If possible, use a food processor or electric meat grinder to grind your own since that’s the best way to know exactly what you are getting. Just cut your meat into one-inch pieces, freeze it for 15 minutes for added firmness and then pulse the meat to the desired consistency. Roll your finished product into a sausage-like tube, wrap it in plastic and refrigerate for at least 30 minutes. It can then be sliced into patties.

Make a Dent

Many professionals recommend making a thumb print in the center of each of your patties after you roll them out. This prevents the burger from shrinking or becoming puffed-up with a big central bulge.

Season Ahead of Time

All you really need is salt – more than you think – and pepper on the outside of your burger. Ideally, let your seasoned burgers sit for anywhere from two to 12 hours before cooking.

Don’t Press While Grilling

Avoid the temptation to push your burger down as it is being grilled or cooked in your skillet. Doing so causes the natural juices to flow out and results in a dried-out hockey puck of a burger.

Don’t Forget the Bun

The taste of the bun is the hidden secret of the perfect burger. Toast a brioche or challah roll on the grill, and don’t forget to add butter both before grilling and even another small amount afterwards. Your guests might not know why their burgers are so savory and delicious, but you will.

Flip Out

Burgers should be flipped frequently, once every 15 to 30 seconds. When you keep the meat moving on the grill, you can help to ensure even cooking throughout.

Test For Doneness

There are different ways to tell if your burgers are done, but professionals warn against the most obvious one: cutting into the burger to gauge its color. Instead, squeeze the sides of the burger. If you are looking for medium-rare, the meat will seem springy. You can also use a meat thermometer. A temperature of 130°F is perfect for a pink and warm burger; medium well is 150°F.

Melt Your Cheese

For many, the perfect burger absolutely must contain a topping of deliciously gooey cheese. A great way to make this happen without it melting all over your grill is to put a clump of freshly grated cheese on the center of your burger. Within a minute or so, it will melt and spread over the entire patty.

Don’t Serve it Right Away

After you have finished the burger, take it off of the griddle or grill, and let it rest for five minutes. This gives the juices time to reincorporate into the burger while allowing the patty to finish cooking on the inside.

Don’t Forget Excellent Toppings

Use fresh, crispy lettuce on the bottom of the bun to catch juices. Tomatoes, particularly meaty varieties such as San Marzano, add just the right flavor to round out the taste.

We only have one word of warning as you consider putting your ground beef recipes into practice to make the perfect burger. Follow our advice, and yours will become the go-to yard … Read the rest